These Terms of Use (“Terms”) govern your access to and use of the Instacare website (the “Site”). By using this Site, you agree to these Terms. If you do not agree, please do not use our services.
1. Purpose of the Website
The Site provides educational information about Medicare insurance options and allows users to request assistance from licensed insurance agents. The Site does not provide medical advice or guarantee plan eligibility.
2. No Government Affiliation
3. Use of the Site
You agree not to:
- Misuse the Site
- Submit false or misleading information
- Attempt unauthorized access
- Interfere with website functionality
- Use the Site for unlawful purposes
4. Accuracy of Information
While we strive to provide accurate Medicare information, plan details may change. Instacare is not responsible for errors, omissions, or outdated content.
5. No Guarantee of Enrollment
Submitting information does not guarantee enrollment in any Medicare plan. Enrollment is subject to CMS rules, carrier approval, and eligibility requirements.
6. Intellectual Property
All content on the Site — including text, graphics, logos, and design — is the property of Instacare and may not be reproduced or distributed without prior written permission.
7. Third-Party Links
Instacare is not responsible for the content or practices of external websites.
8. Limitation of Liability
Instacare is not liable for:
- Damages resulting from use or inability to use the Site
- Errors or interruptions
- Decisions made based on website content
All services are provided “as is” without warranties of any kind.
9. Indemnification
You agree to indemnify Instacare and its agents from any claims arising from your use of the Site or violation of these Terms.
10. Communications Consent
By submitting your information, you consent to be contacted by Instacare via phone, email, or SMS regarding insurance options and related services. Standard message and data rates may apply. You may opt out at any time.
11. Privacy
Your use of the Site is governed by our Privacy Policy.
12. Governing Law
These Terms are governed by the laws of the State of Florida. Any disputes shall be resolved exclusively in Palm Beach County, Florida.
13. Changes to Terms
Instacare may update these Terms at any time. Continued use of the Site constitutes acceptance of the updated Terms.